Our services
End-to-end actuarial solutions covering valuation, review, pricing and reserving under local and international standards.
Private Insurance Fund Valuations
We carry out actuarial valuations of private insurance funds to assess their financial position and ability to meet obligations to members, for purposes including:
- Meeting Financial Regulatory Authority (FRA) requirements
- Amending the fund's statutes
- Early retirement and collective exit
- Other actuarial studies
Syndicate Pension & Benefit Schemes
We review the pension and benefit schemes of general, professional and scientific syndicates for purposes including:
- Reviewing the financial position of the schemes
- Amending the scheme statutes
- Other actuarial studies
Employee Benefit Provisions
We prepare and measure employee benefit provisions in accordance with IAS 19 and Egyptian Accounting Standard No. 38 for inclusion in financial statements, including:
- Measuring obligations using the Projected Unit Credit method
- Setting actuarial and financial assumptions
- Preparing the required financial statement disclosures
- Sensitivity analysis of key assumptions
Technical Reserves for Insurers
We estimate technical reserves for insurance companies using recognised actuarial methods that ensure reserves are adequate for future obligations, including:
- Unexpired risk reserves
- Outstanding claims reserves
- Incurred but not reported (IBNR) reserves
- Mathematical reserves for life insurance
Insurance Product Pricing & Design
We help insurers price and design their products, balancing market competitiveness with financial soundness, through:
- Experience and historical data analysis
- Setting appropriate premiums and rates
- Designing product benefits and terms
- Product profitability testing
Portfolio & Contract Valuation (IFRS 17)
We value company portfolios and contracts and prepare technical reserves under IFRS 17 and Egyptian Accounting Standard No. 50, including:
- Grouping contracts into portfolios and cohorts
- Measuring future cash flows and the risk adjustment
- Calculating the contractual service margin (CSM)
- Preparing technical reserves and disclosures
Let's talk
Tell us about your organisation's needs and we will help you identify the right actuarial study.